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		<title>Imagine Brookridge</title>
		<link>https://www.theatlasgroup.com/imagine-brookridge/</link>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Wed, 07 Aug 2019 17:38:05 +0000</pubDate>
				<category><![CDATA[Brookridge News]]></category>
		<category><![CDATA[55+]]></category>
		<category><![CDATA[Brookridge]]></category>
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		<category><![CDATA[Hernando]]></category>
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		<category><![CDATA[manufactured homes]]></category>
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		<guid isPermaLink="false">https://www.theatlasgroup.com/?p=2047</guid>

					<description><![CDATA[<p>What do people love about living in Brookridge? There are plenty of things! First, the location is ideal. You are just minutes from numerous restaurants and shopping locations. Not only that, but you are also within close proximity to the Suncoast Parkway. What an easy commute to Tampa! Even with you on Cortez, you are [&#8230;]</p>
<p>The post <a href="https://www.theatlasgroup.com/imagine-brookridge/">Imagine Brookridge</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>What do people love about living in Brookridge? There are plenty of things! First, the location is ideal. You are just minutes from numerous restaurants and shopping locations.</p>
<p><a href="https://www.theatlasgroup.com/wp-content/uploads/2017/05/Shoppes_at_Glen_Lakes_-_Weeki_Wachee__FL_-_Photo___2586_006_.jpg"><img fetchpriority="high" decoding="async" class="alignleft wp-image-2048" src="https://www.theatlasgroup.com/wp-content/uploads/2017/05/Shoppes_at_Glen_Lakes_-_Weeki_Wachee__FL_-_Photo___2586_006_-300x204.jpg" alt="" width="500" height="339" srcset="https://www.theatlasgroup.com/wp-content/uploads/2017/05/Shoppes_at_Glen_Lakes_-_Weeki_Wachee__FL_-_Photo___2586_006_-300x204.jpg 300w, https://www.theatlasgroup.com/wp-content/uploads/2017/05/Shoppes_at_Glen_Lakes_-_Weeki_Wachee__FL_-_Photo___2586_006_-768x521.jpg 768w, https://www.theatlasgroup.com/wp-content/uploads/2017/05/Shoppes_at_Glen_Lakes_-_Weeki_Wachee__FL_-_Photo___2586_006_-1024x695.jpg 1024w, https://www.theatlasgroup.com/wp-content/uploads/2017/05/Shoppes_at_Glen_Lakes_-_Weeki_Wachee__FL_-_Photo___2586_006_.jpg 2048w" sizes="(max-width: 500px) 100vw, 500px" /></a></p>
<p>Not only that, but you are also within close proximity to the Suncoast Parkway. What an easy commute to Tampa! Even with you on Cortez, you are a straight route to Orlando as well. Let’s not forget that you are just 15 minutes from the Gulf and Pine Island, as well as Weeki Wachee Springs.</p>
<p>Residents love that you can own your own land. Yes, in many other manufactured communities you are renting the lot and paying a few hundred dollars a month. This opportunity is a great way to save money and spend it on better experiences, like taking a 2-hour drive to Orlando and visiting all of the amusement parks.</p>
<p>Residents enjoy a member-owned private 6,054-yard championship golf course. The Brookridge Country Club Golf Association, Inc. maintains a full driving range, practice facilities and offers a computerized handicap program. Their new pro shop clubhouse includes a restaurant, liquor bar, golf equipment, and lounge. If you’re looking for a great place to host a gathering, look no further.</p>
<p>Shuffleboard and tennis are both on-site right behind the lovely and large community pool.</p>
<p>Come see the Brookridge difference!</p>
<p>If you’re curious as to what homes are available in the Brookridge community, <strong><a href="https://homes-for-sale.theatlasgroup.com/i/Brookridge_Homes_for_Sale_Over_50000">feel free to browse.</a></strong></p>
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<p>The post <a href="https://www.theatlasgroup.com/imagine-brookridge/">Imagine Brookridge</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
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		<title>Study: Most renters should be buyers</title>
		<link>https://www.theatlasgroup.com/study-most-renters-should-be-buyers/</link>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Fri, 19 May 2017 18:02:19 +0000</pubDate>
				<category><![CDATA[Market News]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[for sale]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[housing]]></category>
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		<category><![CDATA[renters]]></category>
		<category><![CDATA[zillow]]></category>
		<guid isPermaLink="false">https://www.theatlasgroup.com/?p=2151</guid>

					<description><![CDATA[<p>NEW YORK – May 18, 2017 – Rent is so high that a typical renter in the U.S. can purchase a home nearly 50 percent more expensive than the median valued home and keep the same monthly housing budget, according to a new Zillow analysis. The median rent in the U.S. is $1,416 per month, [&#8230;]</p>
<p>The post <a href="https://www.theatlasgroup.com/study-most-renters-should-be-buyers/">Study: Most renters should be buyers</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
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										<content:encoded><![CDATA[<div id="articleTitle">
<h1 class="FAR_Heading_One newsHeader">NEW YORK – May 18, 2017 – Rent is so high that a typical renter in the U.S. can purchase a home nearly 50 percent more expensive than the median valued home and keep the same monthly housing budget, according to a new Zillow analysis.</h1>
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<p>The median rent in the U.S. is $1,416 per month, which is enough to cover the monthly expenses associated with owning a $289,505 home. The median U.S. home value is $196,500.</p>
<p>Rent is more expensive than ever before. Affordability is a growing concern across the country, and rent requires almost half of the median income in some of the nation&#8217;s most expensive markets. A mortgage payment is cheaper than a rental payment on a monthly basis, but saving enough money for the downpayment is holding back many renters from crossing over into homeownership.</p>
<p>Zillow analyzed the median rent payment in cities across the country to determine how much home a prospective buyer could afford without spending more on a mortgage than they were currently spending on rent. Zillow factored in all monthly homeownership costs, such as property taxes, maintenance and insurance. In 37 of the 50 cities Zillow analyzed, renters could buy a home worth more than the median valued home in their city without spending more on monthly housing costs.</p>
<p>Renters paying the median rent in Cleveland and Milwaukee can afford to buy a home more than twice as expensive as the local median home value. In Cleveland, prospective buyers can buy a home valued at $174,194 while keeping all monthly housing costs the same – this represents more than 80 percent of homes currently on the market.</p>
<p>San Francisco is one of the only cities in the country where a monthly rental payment would not cover the costs of owning the median valued home. Renters in San Francisco who want to keep monthly expenses the same would have to buy a home valued at $865,857, representing just 23 percent of homes currently on the market. The median home value in the city of San Francisco is over $1 million.</p>
<p>&#8220;Renters hesitant to enter the home buying market for fear of not being able to find an affordable home should be encouraged to discover they may have more options than they thought,&#8221; said Zillow Chief Economist Dr. Svenja Gudell. &#8220;However, it&#8217;s worth noting that many of the more affordable homes for sale may be older, smaller and/or located in less-desirable neighborhoods than they might like. The decision between buying and renting is a financial trade-off between saving more each month on a mortgage payment versus spending more on rent but taking advantage of the location and lifestyle amenities urban renting often offers. Recent slowdowns in rent growth may take some of the edge off for renters saving to become homeowners. This is good news, since saving a downpayment, qualifying for a loan and finding a home available at a manageable price remain hurdles for millions of aspiring buyers.&#8221;</p>
<p>Nearly half of all buyers are entering the market for the first-time, according to the 2016 Zillow Group Report on Consumer Housing Trends. The majority of all buyers stay within the same city when they move.</p>
<p>Copyright © 2017 BridgeTower Media and The Mecklenburg Times (Charlotte, NC). All rights reserved.</p>
<p><a href="http://www.floridarealtors.org/NewsAndEvents/article.cfm?p=4&amp;id=352105">http://www.floridarealtors.org/NewsAndEvents/article.cfm?p=4&amp;id=352105</a></p>
<div class="NewsrelatedBox"></div>
<p>The post <a href="https://www.theatlasgroup.com/study-most-renters-should-be-buyers/">Study: Most renters should be buyers</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
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		<title>5 Mistakes Buyers Make</title>
		<link>https://www.theatlasgroup.com/5-mistakes-buyers-make/</link>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Thu, 11 May 2017 16:04:08 +0000</pubDate>
				<category><![CDATA[real estate]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[commission]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mistakes]]></category>
		<category><![CDATA[offers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[sales]]></category>
		<guid isPermaLink="false">https://www.theatlasgroup.com/?p=2123</guid>

					<description><![CDATA[<p>Making an Offer: 5 Mistakes to Avoid DAILY REAL ESTATE NEWS &#124; WEDNESDAY, MAY 10, 2017 In competitive housing markets across the country, making an offer that sticks has become increasingly difficult. Ensure your client doesn’t make the process even tougher by succumbing to one of these common mistakes. Delaying “Time kills deals,” says Andrew Sandholm [&#8230;]</p>
<p>The post <a href="https://www.theatlasgroup.com/5-mistakes-buyers-make/">5 Mistakes Buyers Make</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
]]></description>
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<h1>Making an Offer: 5 Mistakes to Avoid</h1>
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<div class="section-date-author">DAILY REAL ESTATE NEWS | WEDNESDAY, MAY 10, 2017</div>
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<p>In competitive housing markets across the country, making an offer that sticks has become increasingly difficult. Ensure your client doesn’t make the process even tougher by succumbing to one of these common mistakes.</p>
<p><strong>Delaying</strong></p>
<p>“Time kills deals,” says Andrew Sandholm of BOND New York Properties in New York. “Dragging your feet means you could wind up paying more in a bidding war situation or missing out on the property altogether.” Buyers need to be ready with their paperwork, such as bank statements, a preapproval letter, and documents supporting proof of funds, from the day they begin house-hunting mode. That way they can pounce quickly with an offer when they do find a home they like.</p>
<p><strong>Making an offer for their preapproved amount</strong></p>
<p>Smart buyers are getting preapproved to show a seller they’re financially able to purchase a home. However, Chuck Silverston, principal at Unlimited Sotheby’s International Realty in Brookline, Mass., warns buyers against using that document to come up with an offer amount.</p>
<p>“Many buyers come in with a preapproval for the exact offer price, but when you’re competing against other offers, including cash offers, you want to show financial strength,” Silverston says. “An exact preapproval could make a listing agent nervous because not only does the buyer not have any wiggle room to negotiate, but they might no longer qualify if interest rates rise.”</p>
<p><strong>Submitting a lowball offer</strong></p>
<p>Lowballing a seller often backfires, particularly in a seller’s market. “A lowball offer that isn&#8217;t backed up with math or comparable sales data is disrespectful and could turn off the seller and possibly mean you will miss out on the property completely,” Sandholm says.</p>
<p><strong>Waiving inspection contingencies</strong></p>
<p>“I don&#8217;t care whether it’s new construction or even your mom’s house you’re buying from her – get it inspected,” urges Joshua Jarvis of Jarvis Team Realty in Duluth, Ga. Further, if you waive the inspection contingency in your offer, you may lose the earnest money if you later back out of the deal.</p>
<p><strong>Not presenting yourself well enough</strong></p>
<p>In a seller’s market, buyers need to take steps to make sure they look good in the eyes of the seller. “In today’s highly competitive environment, the listing agent is trying to determine which buyer will be the easiest to deal with,” Silverston says. Buyers may want to avoid pointing out every defect, making nitpicky queries, or questioning the seller’s tastes.</p>
<p>“Basically buyers who act less than enthusiastic will see themselves at a competitive disadvantage when sellers are comparing multiple offers,” he says.</p>
<p><em>Source: “<a href="http://www.realtor.com/advice/buy/making-an-offer-mistakes/?iid=rdc_news_hp_carousel_theLatest" target="_blank" rel="noopener noreferrer">In It to Win It: Land Your Dream Home By Avoiding These 7 Mistakes on Your Offer</a>,” realtor.com® (May 10, 2017)</em></p>
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<div id="op-under-content">http://realtormag.realtor.org/daily-news/2017/05/10/making-offer-5-mistakes-avoid?om_rid=AAEQ2e&amp;om_mid=_BZE0AQB9bqaWV2&amp;om_ntype=RMODaily</div>
<p>The post <a href="https://www.theatlasgroup.com/5-mistakes-buyers-make/">5 Mistakes Buyers Make</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
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		<title>Why For-Sale-by-Owner Sales Fail</title>
		<link>https://www.theatlasgroup.com/why-for-sale-by-owner-sales-fail/</link>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Mon, 08 May 2017 18:24:04 +0000</pubDate>
				<category><![CDATA[FSBO]]></category>
		<category><![CDATA[Brooksville]]></category>
		<category><![CDATA[dangers]]></category>
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		<category><![CDATA[houses]]></category>
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		<category><![CDATA[Spring Hill]]></category>
		<guid isPermaLink="false">https://www.theatlasgroup.com/?p=2072</guid>

					<description><![CDATA[<p>Why For-Sale-by-Owner Sales Fail By Michele Lerner &#124; Nov 26, 2013 Homeowners obviously know their homes better than anyone, but that doesn&#8217;t mean they&#8217;re the best salespersons for their properties. Some sellers are tempted to try a For Sale by Owner (FSBO) transaction because their local community is in the midst of a sellers&#8217; market [&#8230;]</p>
<p>The post <a href="https://www.theatlasgroup.com/why-for-sale-by-owner-sales-fail/">Why For-Sale-by-Owner Sales Fail</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h1 class="headline">Why For-Sale-by-Owner Sales Fail</h1>
<div class="row">
<div class="primary col-xs-12 col-sm-8">
<div class="margin-bottom"><span class="article-author-by-line link-secondary">By <a href="http://www.realtor.com/author/michele-lerner" rel="author" data-omtag="web:article:by:author">Michele Lerner</a></span> | Nov 26, 2013</div>
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</div>
<p>Homeowners obviously know their homes better than anyone, but that doesn&#8217;t mean they&#8217;re the best salespersons for their properties.</p>
<p>Some sellers are tempted to try a For Sale by Owner (FSBO) transaction because their local community is in the midst of a sellers&#8217; market and they think they can sell easily without help. Others try the FSBO route because they want to maximize their profits and avoid paying a commission to a Realtor.</p>
<p>However, statistics show that selling your home with the assistance of a professional real estate agent will garner you a higher profit, enough to cover the commission as well as put more money in your pocket. According to the National Association of Realtor&#8217;s 2013 <a title="Profile of Home Buyers and Sellers" href="http://www.realtor.org/reports/highlights-from-the-2012-profile-of-home-buyers-and-sellers" target="_blank" rel="noopener noreferrer" data-omtag="web:article:content:link">Profile of Home Buyers and Sellers</a>, the average FSBO sales price was $174,900, while the average price for a home represented by an agent was $215,000, a difference of $40,100.</p>
<p><b>Why to Sell With a Realtor</b></p>
<p>Choosing to sell with a professional rather than on your own makes sense for a variety of reasons:</p>
<ul class="article-list">
<li>A Realtor has access to market data about recent sales and other homes on the market that can be used to <a href="http://www.realtor.com/advice/homes-first-price-best-price/" data-omtag="web:article:content:link">price your home </a>appropriately. Studies show that homes priced right when they&#8217;re first listed sell more quickly and for a higher price than those that linger on the market.</li>
<li>A Realtor can show your home when you aren&#8217;t available, can respond to inquiries from potential buyers and their agents, and can get valuable feedback from visitors &#8211; all things that save you time.</li>
<li>A Realtor can look at your home objectively and suggest ways to improve its appearance &#8211; by staging and minor repairs &#8211; so it appeals to more buyers.</li>
<li>Buyers typically prefer to look at a home without the seller present so they can feel more comfortable exploring the rooms and visualizing themselves in the property. At an FSBO sale, the seller must be present.</li>
<li>A Realtor can screen visitors to your home, which provides a measure of safety that FSBO sellers don&#8217;t have. In addition, by checking to see if the buyers are legitimate and can afford to purchase your home, a Realtor can help you avoid wasting time showing your home to unrealistic buyers.</li>
<li>Realtors have<a href="http://www.realtor.com/advice/how-to-market-your-home-for-maximum-exposure/" data-omtag="web:article:content:link"> professional marketing expertise</a>, contacts with other Realtors who work with buyers, and the support of a brokerage that can market your home more widely than you can as an individual.</li>
<li>A Realtor can help you <a href="http://www.realtor.com/advice/negotiating-the-deal/" data-omtag="web:article:content:link">negotiate a contract</a> that not only garners you an appropriate price for your home, but that meets your needs for a settlement date and perhaps includes a period when you rent back your home from your buyer. In addition, a Realtor can make sure your contract is in compliance with all local regulations.</li>
</ul>
<p><b>FSBO Dangers</b></p>
<p>Most buyers today work with a buyers&#8217; agent to represent their interests. If you choose to sell your home on your own, you&#8217;ll be negotiating with a professional and relying on your own skill to finalize a contract. Not only could you end up selling your home for less money, you could leave yourself open to potential legal problems unless you have the contract vetted by an experienced real estate attorney.</p>
<p>FSBO transactions can be successful, of course, but 90 percent of homeowners prefer to work with a professional rather than risk an unsatisfactory home selling experience.</p>
<blockquote class="wp-embedded-content" data-secret="xuYBeufinz"><p><a href="https://www.realtor.com/advice/sell/why-fsbo-sales-fail/">Homes for Sale by Owner: 5 Reasons Why FSBO Sales Fail</a></p></blockquote>
<p><iframe class="wp-embedded-content" sandbox="allow-scripts" security="restricted"  title="&#8220;Homes for Sale by Owner: 5 Reasons Why FSBO Sales Fail&#8221; &#8212; Real Estate News &amp; Insights | realtor.com®" src="https://www.realtor.com/advice/sell/why-fsbo-sales-fail/embed/#?secret=OYHI2UqeyU#?secret=xuYBeufinz" data-secret="xuYBeufinz" width="500" height="282" frameborder="0" marginwidth="0" marginheight="0" scrolling="no"></iframe></p>
<p>The post <a href="https://www.theatlasgroup.com/why-for-sale-by-owner-sales-fail/">Why For-Sale-by-Owner Sales Fail</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
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		<title>Timber Pines Amenities and Clubs</title>
		<link>https://www.theatlasgroup.com/timber-pines-amenities-and-clubs/</link>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Mon, 08 May 2017 15:58:25 +0000</pubDate>
				<category><![CDATA[Timber Pines News]]></category>
		<category><![CDATA[active]]></category>
		<category><![CDATA[adult communities]]></category>
		<category><![CDATA[amenities]]></category>
		<category><![CDATA[community]]></category>
		<category><![CDATA[for sale]]></category>
		<category><![CDATA[golf]]></category>
		<category><![CDATA[Golf Course]]></category>
		<category><![CDATA[Hernando]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[houses]]></category>
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		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Spring Hill]]></category>
		<category><![CDATA[tennis]]></category>
		<category><![CDATA[Timber Pines]]></category>
		<guid isPermaLink="false">https://www.theatlasgroup.com/?p=2066</guid>

					<description><![CDATA[<p>People often ask me what there is to do in Timber Pines. Timber Pines has 4 golf courses, includes THE GRAND PINES &#8211; 18 hole championship course. Length &#8211; 6,303 yards. THE HILLS &#8211; 18 hole executive course. Length &#8211; 3,477 yards. THE LAKES &#8211; 18 hole executive course. Length &#8211; 3,621 yards. THE HIGHLANDS &#8211; [&#8230;]</p>
<p>The post <a href="https://www.theatlasgroup.com/timber-pines-amenities-and-clubs/">Timber Pines Amenities and Clubs</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>People often ask me what there is to do in Timber Pines.</p>
<p>Timber Pines has 4 golf courses, includes</p>
<div><u><a href="http://www.timberpines.com/Amenities-and-Activities/Course-Tours/The-Grand-Pines.aspx">THE GRAND PINES</a></u> &#8211; 18 hole championship course. Length &#8211; 6,303 yards.</p>
<p><u><a href="http://www.timberpines.com/Amenities-and-Activities/Course-Tours/The-Hills.aspx">THE HILLS</a></u> &#8211; 18 hole executive course. Length &#8211; 3,477 yards.</div>
<div>
<u><a href="http://www.timberpines.com/Amenities-and-Activities/Course-Tours/The-Lakes.aspx">THE LAKES</a></u> &#8211; 18 hole executive course. Length &#8211; 3,621 yards.</p>
<p><u><a href="http://www.timberpines.com/Amenities-and-Activities/Course-Tours/The-Highlands.aspx">THE HIGHLANDS</a></u> &#8211; 9 hole pitch and putt, par three courses. Length &#8211; 602 yards</div>
<div></div>
<div>Amenities include:</div>
<ul>
<li>24/7 security and gated community</li>
<li>2 executive 18 hole courses</li>
<li>1 pitch and putt 9 hole course</li>
<li>1 driving range</li>
<li>1 putting green</li>
<li>2 shipping greens</li>
<li>Pro shop</li>
<li>Private Coutnry Club Restaurant and Grill</li>
<li>2 community temperature controlled pools and spas</li>
<li>Theater</li>
<li>Lodge center with ball room, kitchen, library, card room</li>
<li>Shuffleboard court</li>
<li>Horseshoe</li>
<li>8 tennis courts</li>
<li>Fully equipped gym</li>
<li>Fully equipped wood working shop</li>
<li>Arts and crafts room</li>
<li>Pool room with 8 tables</li>
<li>85+ clubs and organizations</li>
</ul>
<div></div>
<div>
<table border="1" width="600" cellspacing="4" cellpadding="4" align="center">
<tbody>
<tr>
<td align="left" valign="top" width="200">
<div><strong><u>Clubs and Activities</u></strong></div>
<div>
<table border="1" width="185" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<td>Alzheimers/Dementia Support</td>
</tr>
<tr>
<td>Anglers (Fishing)</td>
</tr>
<tr>
<td>Back Porch Pickers – string instruments</td>
</tr>
<tr>
<td>Beth David Club</td>
</tr>
<tr>
<td>Bible Study (Mon Am)</td>
</tr>
<tr>
<td>Bicycle Club</td>
</tr>
<tr>
<td>Big Band</td>
</tr>
<tr>
<td>Billiards League</td>
</tr>
<tr>
<td>Bingo</td>
</tr>
<tr>
<td>Bocce</td>
</tr>
<tr>
<td>Book Club (Women)</td>
</tr>
<tr>
<td>Baby Boomers</td>
</tr>
<tr>
<td>Bowling:   multiple days &amp; times</td>
</tr>
<tr>
<td>Bridge:  couples, duplicate, ladies, men’s</td>
</tr>
<tr>
<td>Brooklyn Club</td>
</tr>
<tr>
<td>Canada Club</td>
</tr>
<tr>
<td>Canasta</td>
</tr>
<tr>
<td>Cancer Survivor Support Group</td>
</tr>
<tr>
<td>Charity Fund</td>
</tr>
<tr>
<td>Computer Club (Macintosh)</td>
</tr>
<tr>
<td>Cribbage</td>
</tr>
<tr>
<td>Democrats Club</td>
</tr>
<tr>
<td>Dandeline Dance Club</td>
</tr>
<tr>
<td>Dominoes</td>
</tr>
<tr>
<td>Educator’s Club</td>
</tr>
<tr>
<td>Euchre</td>
</tr>
<tr>
<td>Fun In The Pool (Exercise)</td>
</tr>
<tr>
<td>Genealogy Computer Club</td>
</tr>
<tr>
<td>Global Travel Club</td>
</tr>
<tr>
<td>Golf &amp; Dinner for Singles</td>
</tr>
<tr>
<td>Happy Singles</td>
</tr>
<tr>
<td>Hellenic Club</td>
</tr>
<tr>
<td>Hibernian Club</td>
</tr>
<tr>
<td>Horseshoes</td>
</tr>
<tr>
<td>Indiana-Iowa/ Illinois Club (Hoosiers)</td>
</tr>
<tr>
<td>Irish Club</td>
</tr>
<tr>
<td>Italian Club</td>
</tr>
<tr>
<td>Karaoke Club</td>
</tr>
</tbody>
</table>
</div>
</td>
<td align="left" valign="top" width="200">
<div><strong><u>Clubs and Activities</u></strong></p>
<table border="1" width="201" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<td>Kayak &amp; Canoe Club</td>
</tr>
<tr>
<td>Long Island Club</td>
</tr>
<tr>
<td>Mah Jonng</td>
</tr>
<tr>
<td>Man to Man Prostate Cancer Support Group</td>
</tr>
<tr>
<td>Marbles Club</td>
</tr>
<tr>
<td>Maryland Club</td>
</tr>
<tr>
<td>Michigan Club</td>
</tr>
<tr>
<td>Micro Modelers Of T.P.</td>
</tr>
<tr>
<td>Military Veterans Of T.P.</td>
</tr>
<tr>
<td>New England Club</td>
</tr>
<tr>
<td>New Jersey Club</td>
</tr>
<tr>
<td>Newcomers, Etc.</td>
</tr>
<tr>
<td>Ohio Club</td>
</tr>
<tr>
<td>Pet Lovers Club</td>
</tr>
<tr>
<td>Pickle Ball</td>
</tr>
<tr>
<td>Pinochle</td>
</tr>
<tr>
<td>Players Theatre Group</td>
</tr>
<tr>
<td>Pottery Club</td>
</tr>
<tr>
<td>Quilting (Wednesdays)</td>
</tr>
<tr>
<td>Quilters &amp; Crafters (Fridays)</td>
</tr>
<tr>
<td>Rainbow Group</td>
</tr>
<tr>
<td>Republican Club</td>
</tr>
<tr>
<td>Respite Care Group</td>
</tr>
<tr>
<td>Retired Firefighters of NY</td>
</tr>
<tr>
<td>RV Club</td>
</tr>
<tr>
<td>Sailboat Club (Models)</td>
</tr>
<tr>
<td>Scrabble</td>
</tr>
<tr>
<td>Sew What&#8217;s</td>
</tr>
<tr>
<td>Snowbirds</td>
</tr>
<tr>
<td>Table Tennis (Ping Pong)</td>
</tr>
<tr>
<td>Tennis Club</td>
</tr>
<tr>
<td>Timbertones – singing &amp; performing</td>
</tr>
<tr>
<td>Trap &amp; Skeet</td>
</tr>
<tr>
<td>Tropical Rock Music Club</td>
</tr>
<tr>
<td>Vegetarians United</td>
</tr>
<tr>
<td>Western NY Club</td>
</tr>
<tr>
<td>Wisconsin Club</td>
</tr>
<tr>
<td>Woodshop Club</td>
</tr>
</tbody>
</table>
</div>
</td>
<td align="left" valign="top" width="200">
<div><u><strong>Classes</strong></u></p>
<table border="1" width="151" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<td>AARP Driver Safety</td>
</tr>
<tr>
<td>Art Class</td>
</tr>
<tr>
<td>Ballroom Dancing – beginner &amp; intermediate</td>
</tr>
<tr>
<td>Bridge lessons</td>
</tr>
<tr>
<td>Card Stamping</td>
</tr>
<tr>
<td>Broadway Jazz Dance</td>
</tr>
<tr>
<td>Exercise To Music</td>
</tr>
<tr>
<td>Line Dancing</td>
</tr>
<tr>
<td>Pilates</td>
</tr>
<tr>
<td>Spanish</td>
</tr>
<tr>
<td>Tai Chi</td>
</tr>
<tr>
<td>Tap Dancing (Razz-Ma-Taps)</td>
</tr>
<tr>
<td>Walking Class (Exercise)</td>
</tr>
<tr>
<td>YMCA Water Exercise – April -October</td>
</tr>
<tr>
<td>Yoga – various levels &amp; days, also Meditation</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
<p>&nbsp;</p>
<p>There are two hard-surfaced tennis courts in the Lodge Activity center, and six Har-Tru courts by the Country Club. Courts are lit until 10 at night. Residents and guests can play free of charge. The Timber Pines Tennis Club is an optional activity that charges a $10.00 per person annual membership fee.</p>
</div>
<p>The theater has many activities, including Chorus, Big Band, Twirlers Square Dancers, Razz-Ma-Taps, and other performers. Residents can partake in the organizations that interest them.</p>
<div>
<p>The lodge is a multi-functional building with a large ballroom, library, meeting rooms, full kitchen, and the association&#8217;s administrative offices. The building has wifi access and an enclosed porch. The large ballroom hosts dances, shows, dinners, and classes. The library a copy machine and computers for resident use.<br />
The Resident Activities Center has the fitness center, billiards room, woodworking shop, craft room, and a meeting room. The fitness center is a fully equipped exercise facility with a YMCA instructor on site. The billiards room has 8 full-size professional pool tables. The wood working shop has many tools that a wood worker would need to build masterpieces.</p>
</div>
<p>The post <a href="https://www.theatlasgroup.com/timber-pines-amenities-and-clubs/">Timber Pines Amenities and Clubs</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
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		<title>Timber Pines HOA fees: What do they include?</title>
		<link>https://www.theatlasgroup.com/timber-pines-hoa-fees-what-do-they-include/</link>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Mon, 08 May 2017 15:26:04 +0000</pubDate>
				<category><![CDATA[Timber Pines News]]></category>
		<category><![CDATA[for sale]]></category>
		<category><![CDATA[Golf community]]></category>
		<category><![CDATA[Golf Course]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Timber Pines]]></category>
		<guid isPermaLink="false">https://www.theatlasgroup.com/?p=2060</guid>

					<description><![CDATA[<p> Timber Pines is one of the most appealing retirement and golf course communities in Hernando county. Many interested buyers often question what the features and benefits of this community are. How much is the monthly HOA fee? The monthly fee is $195. What does the HOA Fee cover? The HOA fee covers the 24-hour on-site [&#8230;]</p>
<p>The post <a href="https://www.theatlasgroup.com/timber-pines-hoa-fees-what-do-they-include/">Timber Pines HOA fees: What do they include?</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<header class="blog-header">
<h1> Timber Pines is one of the most appealing retirement and golf course communities in Hernando county. Many interested buyers often question what the features and benefits of this community are.</h1>
</header>
<div class="blog-content style-reset-for-user-content user-content addthis-image-container">
<p><strong>How much is the monthly HOA fee?</strong></p>
<p>The monthly fee is $195.</p>
<p><strong>What does the HOA Fee cover?</strong></p>
<p>The HOA fee covers the 24-hour on-site security as well as maintenance of the community areas and facilities. Maintenance includes both community pools, the Lodge and fitness center, card rooms, billiard rooms, craft center, tennis, shuffleboard maintenance, library with computers, and public landscaping.</p>
<p>Residents also have the use of the two community pools, the spacious recreation and activity center (The Lodge) with fitness center, card and playrooms, craft center, billiard room, library and computer room and more.  Tennis courts and shuffleboard courts are on site as well.  The clubhouse includes a delicious restaurant.</p>
<p>Let&#8217;s not forget what makes Timber Pines so popular, it&#8217;s four private golf courses! The monthly HOA fee covers free golfing for all residents in all but the Championship Course. Friends of residents can pay to play provided they are accompanied by a resident. The Championship Course is about $22 per resident to play and $34 per guest. The cost of being a registered golfer is $$135 per year. Residents also enjoy having two pro shops.</p>
<p><strong>The maintenance fees</strong></p>
<p>There are maintenance free villas in Timber Pines, which includes lawn care and property maintenance on the exterior. Fees range depending on the villa of your choosing, but monthly fees should be under $130.</p>
<h3></h3>
<p>&nbsp;</p>
</div>
<p>The post <a href="https://www.theatlasgroup.com/timber-pines-hoa-fees-what-do-they-include/">Timber Pines HOA fees: What do they include?</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
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		<title>If Buyers Want to Save Money: Tell Them to Shop</title>
		<link>https://www.theatlasgroup.com/if-buyers-want-to-save-money-tell-them-to-shop/</link>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Mon, 08 May 2017 14:19:52 +0000</pubDate>
				<category><![CDATA[Listings]]></category>
		<category><![CDATA[Market News]]></category>
		<category><![CDATA[for sale]]></category>
		<category><![CDATA[Hernando]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Spring Hill]]></category>
		<guid isPermaLink="false">https://www.theatlasgroup.com/?p=2058</guid>

					<description><![CDATA[<p>If Buyers Want to Save Money: Tell Them to Shop DAILY REAL ESTATE NEWS &#124; FRIDAY, APRIL 28, 2017 Home buyers who don’t gather more than one quote when shopping for a mortgage may be losing out on some savings to their monthly payments. Lenders can offer a wide dispersion of rates, up to 50 [&#8230;]</p>
<p>The post <a href="https://www.theatlasgroup.com/if-buyers-want-to-save-money-tell-them-to-shop/">If Buyers Want to Save Money: Tell Them to Shop</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h1>If Buyers Want to Save Money: Tell Them to Shop</h1>
<div id="resize">
<div class="section-date-author">DAILY REAL ESTATE NEWS | FRIDAY, APRIL 28, 2017</div>
<div class="body-content">
<p>Home buyers who don’t gather more than one quote when shopping for a mortgage may be losing out on some savings to their monthly payments.</p>
<p>Lenders can offer a wide dispersion of rates, up to 50 basis points or 0.5 percent, after controlling for factors like the borrower’s down payment and credit score. That could be the difference between a 3.5 percent versus a 4 percent mortgage rate, according to a recent study by two economists at the Consumer Financial Protection Bureau, who culled mortgage data from 2014.</p>
<p>The authors offer up a scenario of what would happen if consumers had done an additional search for rate offers. Just one extra search could potentially reduce a borrower’s monthly payment by $8.63, on average. Adding five more searches could help them reduce their payments by $17.03 per month (that’s about $204 over just one year in savings). That said, the borrower’s initial offer may end up being the strongest in some cases, despite additional searches, the authors also note.</p>
<p>But in general, the researchers say that borrowers’ shopping around forces lenders to compete and likely will reduce the costs the borrower will end up paying.</p>
<p>“Tell your clients, especially first-time buyers, to shop more,” notes the National Association of REALTORS® Economists’ Outlook blog, interpreting the study’s results. “It may save them money. They should use websites that quote multiple lenders and get multiple offers on their own from large retail lenders, smaller banks or credit unions, and mortgage banks. But always consider the total cost, which includes the lenders’ fees and other services.”</p>
<p><em>Source: “<a href="http://economistsoutlook.blogs.realtor.org/2017/04/25/sometimes-shopping-will-save-your-clients-money/" target="_blank" rel="noopener noreferrer">Sometimes, Shopping Will Save Your Clients Money!</a>” National Association of REALTORS® Economists’ Outlook blog (April 25, 2017)</em></p>
</div>
</div>
<p>The post <a href="https://www.theatlasgroup.com/if-buyers-want-to-save-money-tell-them-to-shop/">If Buyers Want to Save Money: Tell Them to Shop</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
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		<title>Defying Predictions, Mortgage Rates Are Dropping—Here&#8217;s Why</title>
		<link>https://www.theatlasgroup.com/defying-predictions-mortgage-rates-are-dropping-heres-why/</link>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Wed, 03 May 2017 19:31:20 +0000</pubDate>
				<category><![CDATA[Market News]]></category>
		<category><![CDATA[dropping]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[Hernando]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[homes of hernando]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgage rates dropping]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Realtor]]></category>
		<guid isPermaLink="false">https://www.theatlasgroup.com/?p=2006</guid>

					<description><![CDATA[<p>By Clare Trapasso &#124; Apr 21, 2017 Anxious would-be home buyers have been watching mortgage interest rates finally begin ticking up again in 2017, after years of historical lows. And when the Federal Reserve raised the short-term interest rate in March, the conventional wisdom was that mortgage rates would follow suit—as they typically do. But that&#8217;s [&#8230;]</p>
<p>The post <a href="https://www.theatlasgroup.com/defying-predictions-mortgage-rates-are-dropping-heres-why/">Defying Predictions, Mortgage Rates Are Dropping—Here&#8217;s Why</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<div id="article-body" class="article-content margin-bottom pos-relative">
<p>By Clare Trapasso | Apr 21, 2017</p>
<p>Anxious would-be home buyers have been watching mortgage interest rates finally begin ticking up again in 2017, after years of historical lows. And when the Federal Reserve raised the short-term interest rate in March, the conventional wisdom was that mortgage rates would follow suit—as they typically do.</p>
<p>But that&#8217;s not happening this time around. Despite a Fed hike just last month and two more looming on the horizon, the average interest rate for a 30-year fixed-rate mortgage fell back below 4% for the first time since November, according to <a href="http://www.freddiemac.com/pmms/" target="_blank" rel="noopener noreferrer" data-omtag="web:article:content:link">Freddie Mac</a>.</p>
<div class="unruly_in_article_placement" data-unruly-ad-type="horizontal"></div>
<p>They were at just 3.97% as of Thursday, down from 4.08% the previous week and a high of 4.3% for the year, on March 16.</p>
<div class="inline-related-articles">
<h2 class="margin-bottom">So what&#8217;s going on?</h2>
</div>
<p>&#8220;If you had an answer to that question, you’d probably make millions trading on Wall Street,&#8221; says <strong>Danielle Hale</strong>, managing director of housing research at the National Association of Realtors®. &#8220;Interest rates are really tricky to predict.&#8221;</p>
<div class="conversion-to-core"></div>
<p>Yet even a small change in the interest rate can be a game changer for buyers. A fraction of a percentage point can add up to hundreds of extra dollars a year in mortgage payments. And that extra money can make a real difference in the kinds, sizes, and locations of homes that buyers can afford.</p>
<h2>What&#8217;s really driving down mortgage interest rates</h2>
<p>Mortgage interest rates are <em>influenced</em> by the Federal Reserve&#8217;s short-term interest rates, but in fact they&#8217;re more closely tied to the 10-year U.S. Treasury bond market. That&#8217;s because as investments, bonds and mortgages are similar: Investors consider them significantly safer bets than the more volatile stock market.</p>
<p>So when investors got spooked by the rising stock market (fearing a downturn) and the unpredictability of the current U.S. administration, they put their money into bonds. And since mortgage rates are generally an inverse reflection of the strength of the bond market, when bonds are up, mortgage interest rates drop.</p>
<p>&#8220;Investors are a little skeptical because the stock market keeps climbing,&#8221; says <strong>Don Frommeyer</strong>, a mortgage officer at Marine Bank in Indianapolis. &#8220;They’re looking for safe ways to invest their money, and they’re going back to the bond market.&#8221;</p>
<p>They&#8217;re also not quite as optimistic about how quickly <strong>President</strong><strong>Donald Trump</strong>&#8216;s infrastructure plans will come to fruition, after having invested in sectors expected to profit from those plans. So they&#8217;re turning back to bonds.</p>
<p>&#8220;Now people are re-evaluating and coming to the conclusion that [these promises] are going to take a lot longer than they expected,&#8221; says Freddie Mac&#8217;s chief economist, <strong>Sean Becketti</strong>.</p>
<h2>How long the downward trend might last</h2>
<p>The lower rates aren&#8217;t just confined to conservative 30-year fixed-rate loans. Rates averaged 3.23% on 15-year fixed-rate loans and 3.1% on five-year adjustable-rate mortgages as of Thursday, according to Freddie Mac.</p>
<p>&#8220;It’s good news for people who are already in the market,&#8221; says Hale. &#8220;Lower mortgage rates translate into a lower monthly payment.&#8221;</p>
<p>But this situation might not last. With two more Fed hikes expected this year, mortgage rates are likely to fall back in line with their usual pattern. They&#8217;re anticipated to keep going up gradually, Hale adds.</p>
<p>Of course, life can always throw us a curveball.</p>
<p>&#8220;There&#8217;s so much uncertainty and volatility in the market,&#8221; there&#8217;s no way of knowing what the mortgage rates will do next, says Becketti.</p>
</div>
<blockquote class="wp-embedded-content" data-secret="lY4DtW4TIu"><p><a href="https://www.realtor.com/news/real-estate-news/defying-predictions-mortgage-rates-dropping/">Defying Predictions, Mortgage Rates Are Dropping—Here&#8217;s Why</a></p></blockquote>
<p><iframe class="wp-embedded-content" sandbox="allow-scripts" security="restricted"  title="&#8220;Defying Predictions, Mortgage Rates Are Dropping—Here&#8217;s Why&#8221; &#8212; Real Estate News &amp; Insights | realtor.com®" src="https://www.realtor.com/news/real-estate-news/defying-predictions-mortgage-rates-dropping/embed/#?secret=DYLi518UYZ#?secret=lY4DtW4TIu" data-secret="lY4DtW4TIu" width="500" height="282" frameborder="0" marginwidth="0" marginheight="0" scrolling="no"></iframe></p>
<p>The post <a href="https://www.theatlasgroup.com/defying-predictions-mortgage-rates-are-dropping-heres-why/">Defying Predictions, Mortgage Rates Are Dropping—Here&#8217;s Why</a> appeared first on <a href="https://www.theatlasgroup.com">The Atlas Group</a>.</p>
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